get ready for

A lending team that’s focused on you.

At Luminate Bank, we’re redefining the home loan industry by ditching the old bad habits and bringing together a team with decades of experience. Our mission? To align with your vision and help you unlock your full potential through smarter finances.

>> Our Team

We believe lending should be easy to understand and approachable. With transparency and consistency at the heart of everything we do, we’re here to make sure every step is clear and every decision is made in your best interest.


Our goal is to keep you informed, engaged, and confident at every turn—so, let us introduce you to the staff who make it all happen!

A large group of people are posing for a picture under a tree.

Ryan Barry

Mortgage Loan Originator | NMLS# 183464

Introducing Ryan Barry, Your Trusted Partner in Home Financing 


Welcome to the world of seamless home financing, where dreams meet reality with the expert guidance of Ryan Barry. As a seasoned professional in the mortgage industry, he stands out as a top producer in the country, consistently exceeding expectations and setting the bar high for excellence. 


With a proven track record of success, Ryan has earned a reputation for being results-driven and client-focused. He is dedicated to turning your homeownership dreams into a tangible reality, combining extensive industry knowledge with a passion for helping individuals and families achieve their housing goals. 


Precision and responsiveness are at the heart of Ryan's approach. Clients appreciate his commitment to providing prompt and thorough assistance at every stage of the mortgage process. Whether you're a first-time homebuyer or a seasoned property investor, he ensures that you are well-informed, supported, and confident in every decision you make. 


As a top producer in the country, Ryan has successfully navigated the dynamic landscape of the mortgage market, staying ahead of trends and changes to secure the best possible financing options for clients. His strategic mindset, paired with an unwavering commitment to excellence, has 


consistently resulted in optimal outcomes for those seeking a tailored and competitive mortgage solution. 


Beyond the numbers and paperwork, Ryan values building lasting relationships with clients. He understands that purchasing a home is one of life's significant milestones, and his personalized and empathetic approach ensures that you feel supported and understood throughout the entire process. 


Whether you're embarking on your homeownership journey or seeking to optimize your existing mortgage, Ryan is your trusted partner in achieving financial success. Experience the pinnacle of professionalism, expertise, and results with his guidance. 


Your dream home is just a conversation away – contact Ryan Barry today and let him turn your homeownership dreams into reality!